1 November 2011
What is Default Coverage?
If you do not participate in Open Enrollment for the 2012 Plan Year, your elections will recieve default coverage. Default Coverage means that your benefit coverage levels will remain the same in 2012 as they are today. This means that the dependents you have covered today will be covered under the same plans on January 1, 2012.
The exception to this rule is the FSA program. If you do not reenroll in the FSA Program during Open Enrollment, you will not have an FSA Account in 2012. You must reenroll in the FSA during Open Enrollment if you wish to have an FSA in 2012.
Still not sure? Log on at portal.adp.com to confirm your coverages on November 7!