Open Enrollment is your once-a-year opportunity to enroll in your benefits, update your coverage, add or remove dependents, and take advantage of new programs designed to support you and your family.
You are eligible for Standard Motor Products benefits if you regularly work at least 30 hours per week (temporary and seasonal employees are not eligible for benefits). You may also cover dependents under many of our benefits, including medical, dental, and vision plans.
Eligible dependents include:
Dependent children can be covered up to December 31 of the year they reach age 26 (for medical, dental, vision, and voluntary life insurance). In addition, children of any age who become mentally or physically disabled before age 26 and are totally dependent on you can remain covered under your benefits as long as they were covered under your plan when their disability began.
If you enroll within 30 days of your hire date, your coverage for most benefits is effective right on your first day of employment with SMP. There is no waiting period. The only exception is the retirement plan: You are eligible on the first day of the next quarter after you complete 30 days of service (if full-time) or 1,000 hours (if part-time).
How to Enroll
Log into DayforceHCM.com to enroll in your benefits during Open Enrollment. If you are a new user, be sure to use your full legal first and last name when creating your account. You will then be asked to reset your password.
Existing users should log in using the same username and password you use to view your paystubs. From the home screen, click Benefits > Benefits Overview > Start Enrollment.
Note: Enrolll yourself in Permanent Life Insurance + Long Term Care during the special enrollment window in April 2026 on www.smpltc.com.
In addition to this site, the 2026 Benefits Guide is a great resource to help you understand your benefits and make the most of them throughout the year.
You’ll find coverage options, enrollment details, and websites and phone numbers to quickly find support. Review it to get ready to enroll, share it with your family, and then keep it handy for reference all year long.
Looking for 2025 materials? View your 2025 benefits materials here.
View all benefits materials in English and Spanish in the document library.
Find detailed information about each of your benefits here. The Summary of Benefits and Coverage (SBC) outline how each plan works, including eligibility, coverage, and your rights and responsibilities as a participant.
Review the following documents for details on 2026 medical plan benefits:
With a range of benefit plans and options to choose from, you can find the benefits that fit your life. Need a little inspiration? Explore how people like you find the most value from SMP benefits.
Erin is in her late 20s, single, and generally healthy. Outside of her annual physical and flu shot, she rarely needs medical care, though she does occasionally stop into urgent care or speak with a LiveHealth Online doctor for minor issues.
Erin decides to enroll in the HDHP Value Plan and Health Savings Account so she can build a little “health care emergency fund” for the few times she does need care. She starts small, but plans to increase her contributions each year as her pay increases.
Erin chooses dental coverage, too, to get her annual cleanings and check-ups. But with 20/20 vision, she decides not to spend money on vision coverage. Basic Life and AD&D insurance feels like enough, since she doesn’t have anyone depending on her for financial support.
Mental health is important to Erin, especially as she balances work, friends, and finances. She makes a note to herself to contact Spring Health for up to four free therapy sessions if she ever needs extra support. Knowing she has easy, confidential access to professional help gives her peace of mind and a sense of security in her benefits.
Harrison and his wife are expecting their second child. He plans to add the baby to their medical coverage, but also knows he should consider other benefits that may help his growing family.
Harrison was grateful for all of the support they received from Progyny for fertility treatments and is glad he can take advantage of eight weeks of Parental Leave to be home with his wife, toddler, and newborn. Looking ahead, he chooses the PPO Plan for its predictable copays, even though it costs more up front.
To strengthen his family’s financial security, Harrison enrolls in Additional Life Insurance for the first time. He also sets aside pre-tax dollars in a Dependent Care FSA to help cover child care expenses once he and his wife return to
work with two young children at home.
With his oldest daughter recently diagnosed with autism spectrum disorder, Harrison is especially thankful for Anthem’s Autism Spectrum Disorder Program. The program connects his family with a dedicated team of clinicians who provide specialized case management, treatment guidance, and ongoing support—giving him peace of mind that his daughter has access to the right care and resources.
Michelle is married with two children who are away at college on athletic scholarships. She covers her entire family under her benefits and also cares for her elderly father, who lives with them. With retirement on the horizon, she wants to protect her financial goals and prepare for future health care needs.
Michelle chooses the HDHP Base Plan so she can contribute to an HSA and save for health expenses in retirement. Having been on the plan for a few years, she pays for most care out of pocket and has already built a strong HSA balance.
Michelle is already contributing the IRS maximum in the 401(k) plan, but she wants to explore SMP’s Permanent Life Insurance + Long Term Care option. She knows long term care can be a huge cost when she and her husband get older.
With kids in competitive college sports, she buys Accident Insurance. With a benefit for each covered injury, it gives her peace of mind knowing things like trips to the ER, fractures, and dislocations won’t mess up her monthly budget. As she recovers from her own knee injury, Michelle connects with Hinge Health for virtual physical therapy. Her care team guides her through a personalized program of exercises and stretches to ease pain and help her stay active.
Legal Notice
The general information contained in this summary does not address all requirements of the Plans and complete information is contained in the office Plan documents. If this summary differs from the terms and provisions of the official Plan documents, the official Plan documents will govern and control. The applicable Plan documents govern the determination of your benefit, and no communication, oral or written, shall alter your benefit. Standard Motor Products reserves the right to amend, suspend or terminate its Plans at any time, in whole or in part. Participation in these Plans is not an offer or guarantee of employment. Review these Required Notices for information about your rights and protections, privacy, and more.
