Open Enrollment is almost here! The enrollment window runs from November 2–13, 2026. This is your once-a-year opportunity to enroll in your benefits, update your coverage, add or remove dependents, and take advantage of programs designed to support you and your family.
This year is an active enrollment—you must take action to keep your coverage. Review your 2027 benefits materials below and make your decisions in Dayforce by November 13. If you do not take action, you will have no benefits coverage in 2027.
Benefit summaries will be added below as they become available. Please check back for updates.
You are eligible for benefits if you regularly work at least 30 hours per week (temporary and seasonal employees are not eligible for benefits). You may also cover dependents under many of our benefits, including medical, dental, and vision plans.
Eligible dependents include:
Dependent children are eligible for medical, dental, vision, and voluntary life coverage through December 31 of the year they turn 26. Children who become disabled before age 26 may remain covered beyond this age if they are fully dependent on you and were enrolled when the disability began.
If you enroll within 30 days of your hire date, your coverage for most benefits is effective right on your first day of employment with SMP. There is no waiting period. The only exception is the retirement plan: You are eligible on the first day of the next quarter after you complete 30 days of service (if full-time) or 1,000 hours (if part-time).
Log into DayforceHCM.com to enroll in your benefits during Open Enrollment. If you are a new user, be sure to use your full legal first and last name when creating your account. You will then be asked to reset your password.
Existing users should log in using the same username and password you use to view your paystubs. From the HUB, click Benefits > Benefits Overview > Start Enrollment.
During 2027 Open Enrollment, you can:
You can make changes to your benefits outside of the Open Enrollment period within 30 days of a qualified life event such as:
You have 30 days from the date of your qualified life event to change your coverage. Your coverage will begin on the date of the qualified event, as long as you submit any required documentation.
ACTION REQUIRED!
If you don’t enroll, you are choosing no coverage for 2027. Don’t miss your chance to choose the benefits you need for the coming year.
Verify Your Dependents
If you’re enrolling dependents, take time to upload documentation verifying your relationship in Dayforce. Examples include a marriage certificate, birth certificate, or adoption decree. SMP will conduct a dependent eligibility audit in 2027 to confirm that everyone enrolled in coverage is eligible.
If you have questions, contact your local SMP Human Resources representative.
In addition to this site, the 2027 Benefits Guide is a great resource to help you understand your benefits and make the most of them throughout the year.
You’ll find coverage options, enrollment details, and websites and phone numbers to quickly find support. Review it to get ready to enroll, share it with your family, and then keep it handy for reference all year long.
To view the website and materials in Spanish, select Spanish from the dropdown menu in the top-right corner of the site.
With a range of benefit plans and options to choose from, you can find the benefits that fit your life. Need a little inspiration? Explore how people like you find the most value from SMP benefits.
Elena is in her late 20s, single, and generally healthy. Outside of her annual physical and flu shot, she rarely needs medical care, though she does occasionally stop into urgent care or speak with a LiveHealth Online doctor for minor issues. This year, she broke her wrist in a fall while rock climbing. Knowing she needed surgery, Elena does some research and enrolls in the PPO Plan for 2027. She learns that her member cost share is waived entirely when she uses Lantern for her planned surgery. She uses Lantern to find quality, cost-effective surgical care, giving her confidence she’s getting the right provider without unexpected costs.
Elena chooses dental coverage, too, to get her annual cleanings and check-ups. But with 20/20 vision, she decides not to spend money on vision coverage. Basic Life and AD&D Insurance feels like enough, since she doesn’t have anyone depending on her for financial support.
Mental health is important to Elena, so she makes a plan to use her no-cost SupportLinc counseling sessions in the new year.
David is in his 30s and recently got married. David enrolls in the PPO Plan for his family, valuing the predictable copays and flexibility to see specialists without needing referrals. He also enrolls in a Health Care FSA to help cover the family’s routine dental work, prescriptions, and his stepson’s orthodontia.
David and his wife are also hoping to grow their family together, and she’s begun fertility treatments. David is grateful their coverage includes Progyny, which connects them with dedicated fertility support and treatment guidance as they navigate the process on top of everything else going on at home.
This year, after one too many weekends of yard work leaves his back aching, David decides to finally do something about it and signs up for Hinge Health. Through the program, he gets a tailored plan of exercises and stretches, plus virtual check-ins with a physical therapist all from his living room, without having to take time off work or drive to appointments. David also makes a habit of checking SMPBenefits.com for employee discounts before making bigger purchases. Between back-to-school shopping, family trips, and everyday errands, the savings add up, and it’s an easy way to stretch his paycheck a little further without any extra effort.
Elijah is in his early 60s and thinking ahead to retirement in the next few years. Elijah chooses the HDHP Value Plan so he can keep contributing to his HSA. Since he’s over 55, he takes advantage of the $1,000 catch-up contribution, on top of the plan’s regular limits, to build up savings he can use tax-free for medical expenses in retirement (including future Medicare premiums).
He’s also increasing his 401(k) contribution as retirement gets closer, supported by SMP’s contribution. To make sure he’s on track, Elijah schedules a one-on-one consultation with Fidelity to review his retirement goals, savings strategy, and next steps.
Legal Notice
The general information contained in this summary does not address all requirements of the Plans and complete information is contained in the office Plan documents. If this summary differs from the terms and provisions of the official Plan documents, the official Plan documents will govern and control. The applicable Plan documents govern the determination of your benefit, and no communication, oral or written, shall alter your benefit. Standard Motor Products reserves the right to amend, suspend or terminate its Plans at any time, in whole or in part. Participation in these Plans is not an offer or guarantee of employment. Review these Required Notices for information about your rights and protections, privacy, and more.
